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Undergraduate Financial Aid & Tuition

Welcome!

Wondering how you’re going to pay for a college education can feel overwhelming. From determining final costs to navigating financial aid applications, our office is here to help you. Apply for aid, browse scholarships, pay your bill, and more!

Undergraduate 2021 ‐ 2022

Tuition and Fees - 2021-2022 Academic Year

Tuition and fees are set on an annual basis and are subject to change

Tuition $44,300
Undergraduate Fees $3,200
TOTAL $47,500

$1,585.00

The waiver/enrollment period for the 2021-22 Academic Year will be opened from 6/14 - 10/23 

Health Insurance Fee per semester: 2,362.50

Yeshiva University requires that all students enrolled half-time or greater have health insurance. If you are a US Citizen, you may be enrolled in a family or employer plan. If your plan has a network of providers in New York City, you can apply for a waiver. You will get an email sent to your student email account with instructions on how to access the waiver/enrollment form.

For domestic students who are not currently insured through family or employer plans and for international students Yeshiva University has partnered with Gallagher Student Health to provide health insurance that meets ACA and Visa Requirements. Note all plans must be Affordable Care Act (ACA) compliant.

To apply for a waiver or to enroll:

  1. Go to www.gallagherstudent.com/yeshiva .
  2. Enter your YUAD Active Directory Username and Password
  3. Select Sign In
  4. Choose either ‘I want to enroll’ or ‘I want to waive’.
  5. Follow the instructions to complete the form. If waiving the insurance, have your current health insurance ID card ready as you will need this information in order to complete the waiver form. You will be asked to review the information provided and click ‘submit’ to complete the process. Immediately upon submitting your Online Form you will receive a reference number. Please note and keep this information for your record.

If you are unable to login, please contact Risk Management yuship@yu.edu.

Housing and Meal Plans

Undergraduate Men Residence Hall Fees

  • Muss Hall - Double: $3,425
  • Rubin Hall - Triple: $4,000
  • Rubin Hall - Double: $4,750
  • Morgenstern Hall - Double: $4,750
  • Muss Hall - Single:  $4,625
  • Morg/Rubin Hall - Single:  $6,250

For more information about undergraduate men's housing

Undergraduate Women Residence Hall Fees

  • 251 Lexington Ave IHP: $4,875
  • 30 Park Ave IHP: $5,250
  • 35th Street Residence Hall: $6,150
  • 36th Street Residence Hall: $4,750
  • Brookdale Standard/Suite: $4,750
  • Brookdale Deluxe: $5,000
  • Schottenstein Residence Hall: $4,750

For more information about undergraduate women's housing

Meal plans allow students to use their dining card in the various on-campus cafeterias.
Students in need of additional money for food may add funds at any time.

Go here for more information about the YU Meal Plan

  • Resident Plan - High: $2,000
    The total cost of the plan is $2,000 for the semester. $1,650 will be allotted for food on campus and $350 will be applied to “FLEX Dollars” which may be used on campus or at participating local vendors. These funds are tax free and expire at the end of the spring semester. This plan is for students who live on campus, stay for most weekends and spend approximately $125 per week (including FLEX Dollars).
  • Resident Plan - Standard: $1,750
    The total cost of the plan is $1,750 for the semester. $1,500 will be allotted for food on campus and $250 will be applied to “FLEX Dollars” which may be used on campus or at participating local vendors. These funds are tax free and expire at the end of the spring semester. This plan is for students who live on campus, stay only a few weekends and spend approximately $110 per week (including FLEX Dollars).
  • Resident Plan - Low: $1,500
    The total cost of the plan is $1,500 for the semester. $1350 will be allotted for food on campus and $150 will be applied to “FLEX Dollars” which may be used on campus or at participating local vendors. These funds are tax free and expire at the end of the spring semester. This plan is for students who live on campus, rarely stay for weekends and spend approximately $95 per week (including FLEX Dollars).
  • Non Resident Plan: $450  (Required for full-time non-dorming undergraduates)
    The total cost of the plan is $450 for the semester. The funds may used on campus and at participating local vendors. These funds are tax free and expire at the end of the spring semester.

Undergraduate Men Residence Hall Fees

  • Muss Hall - Double: $3,425
  • Rubin Hall - Triple: $4,000
  • Rubin Hall - Double: $4,750
  • Morgenstern Hall - Double: $4,750
  • Muss Hall - Single:  $4,625
  • Morg/Rubin Hall - Single:  $6,250

Go here for more information about undergraduate men's housing

Undergraduate Women Residence Hall Fees

  • 251 Lexington Ave IHP: $4,875
  • 30 Park Ave IHP: $5,250
  • 35th Street Residence Hall: $6,150
  • 36th Street Residence Hall: $4,750
  • Brookdale Standard/Suite: $4,750
  • Brookdale Deluxe: $5,000
  • Schottenstein Residence Hall: $4,750

Go here for more information about undergraduate women's housing

Meal plans allow students to use their dining card in the various on-campus cafeterias.
Students in need of additional money for food may add funds at any time.

Go here for more information about the YU Meal Plan

  • Resident Plan - High: $2,000
    The total cost of the plan is $2,000 for the semester. $1,650 will be allotted for food on campus and $350 will be applied to “FLEX Dollars” which may be used on campus or at participating local vendors. These funds are tax free and expire at the end of the spring semester. This plan is for students who live on campus, stay for most weekends and spend approximately $125 per week (including FLEX Dollars).
  • Resident Plan - Standard: $1,750
    The total cost of the plan is $1,750 for the semester. $1,500 will be allotted for food on campus and $250 will be applied to “FLEX Dollars” which may be used on campus or at participating local vendors. These funds are tax free and expire at the end of the spring semester. This plan is for students who live on campus, stay only a few weekends and spend approximately $110 per week (including FLEX Dollars).
  • Resident Plan - Low: $1,500
    The total cost of the plan is $1,500 for the semester. $1350 will be allotted for food on campus and $150 will be applied to “FLEX Dollars” which may be used on campus or at participating local vendors. These funds are tax free and expire at the end of the spring semester. This plan is for students who live on campus, rarely stay for weekends and spend approximately $95 per week (including FLEX Dollars).
  • Non Resident Plan: $450 (Required for full-time non-dorming undergraduates)
    The total cost of the plan is $450 for the semester. The funds may used on campus and at participating local vendors. These funds are tax free and expire at the end of the spring semester.

Summer 2021

Sessions Start and End Date

  • Summer Session 1:  6/02/21 ‐ 7/01/21
  • Summer Session 2:  7/06/21 ‐ 8/05/21
  • 10 Week Course:  6/02/21 ‐ 8/05/21

Cost

  • Tuition – Per Credit (lab fees apply):  $575
  • Registration Fee:  $100
  • University Fee:  $110
  • Internship Fee:   $250
  • JUD 4741 - Judaic Studies Internship: $299
  • MAN 4934 - Jewish Comm Leaders 21 Cen: $349

Lab Fees: *Fees are subject to change 

  • BIO 1011L - Principles Lab:  $99
  • BIO 1012L - Principles of Biology II Lab:  $99
  • BIOL 3513Y - Genetics Lab:  $99
  • BIOL 4023Y - Microbiology Lab:  $120
  • CHE 1215L - Organic Chemistry Lab:  $25
  • CHE 1376L - Biochemistry Lab:  $90
  • CHEM 1010C - Essentials of Chemistry:  $99
  • CHEM 1046Y - General Chemistry Lab:  $25
  • BIB 1645 - Biblical Archaeology:Fieldwork:  $1,500
  • SOCI 1212H - Archaeology Fieldwork Honor:  $1,500

Click here for Summer 2021 Course Information

Payment must be made in full prior to start of the summer sessions
Pay online by credit card or electronic check at https://insidetrack.yu.edu
Financial aid is not available for summer courses.

 

 

Session I & Full Session 

Session II 

Last day to drop with 100% refund 

June 2, 2021 

July 6, 2021 

Last day to drop with 75% refund 

June 8, 2021 

July 12, 2021 

Last day to drop with 50% refund 

June 15, 2021 

July 20, 2021 

 

Once you register for classes, you assume a financial responsibility. If you choose not to attend, you must drop your courses before the first day of class. Failure to do so automatically entails a financial obligation on your part.

Undergraduate Accounts

There are several payment options available to facilitate the payment of tuition and fees. Students may make payment in full by credit card, check, electronic checks (ACH payments), or bank wire payments. All payments and payment plan budgets need to be completed and submitted by the payment due date preceding each semester.

Online Payments (Credit Card, Echeck, Bank Wire Transfer)

In addition to electronic check, students may now pay by credit card (Visa, MasterCard, Discover, American Express, or Apple Pay and bank wire transfer).

  1. Go to https://insidetrack.yu.edu
  2. Log in with your username and password (this is your YUAD username, not your student ID)
  3. On the top header, hover over/click on “Students”
  4. Click the “MAKE A PAYMENT” button (you will do this in 2 screens before you are directed to the 3rd party vendor)
    Note: If you see another login screen asking for an ID and Pin number, enter your Student ID and Pin. If you don’t know your Pin, click on the Reset Pin link and follow the instructions on that page. If you need help, contact the helpdesk by emailing helpdesk@yu.edu or calling 1.800.829.7418.
  5. In the new browser screen click the “Make Payment” button
  6. Click on the $ box and enter your balance
  7. Click “Continue” and follow the instructions onscreen to complete your payment

If you experience any difficulty in making a payment through this process, please contact the Office of Student Accounts at accounts@yu.edu

Students should also use https://insidetrack.yu.edu to set up their Direct Deposit profile.

Check Payments

Mail to:
Yeshiva University
Office of Student Finance
Tuition and Fees
P.O. Box 9478
New York, NY 10087-9478

Important reminders:

  • Do not mail post-dated checks
  • Please make sure the name and/or YUID number of the student appears on the check
  • YU does not accept foreign checks drawn on foreign banks for payment

Monthly Payment Plan

YU offers per semester monthly payment plan to make budgeting convenient for your education. You may budget up to the total cost of YU minus any financial aid. An enrollment fee of $45 per semester is collected with the first payment. The fall semester first payment is due July 25. The spring semester first payment is due December 25.

To enroll:

  1. Log in to your student account at https://insidetrack.yu.edu
  2. Click the “MAKE A PAYMENT” button (you will do this in 2 screens before you are directed to the 3rd party vendor)
    Note: If you see another login screen asking for an ID and Pin number, enter your Student ID and Pin. If you don’t know your Pin, click on the Reset Pin link and follow the instructions on that page. If you need help, contact the helpdesk by emailing helpdesk@yu.edu or calling 1.800.829.7418.
  3. Select Enroll in Payment Plan

Third Party Payments

The YU Third Party Payment Authorization Agreement Form can be downloaded and printed here. This form then should be filled out and submitted to the Office of Student Accounts by the semester Due Date along with the $40 participation fee.

International Payments

International Money Orders drawn from a U.S. bank are accepted payments.

Hebrew Free Loan Society

To help provide a financial bridge through these challenging times, the Hebrew Free Loan Society has established an interest-free Coronavirus Financial Impact Loan program. Learn more about the interest-free loan program here.

Authorized Users click here to log on: Authorized User login

Parents, guardians, or employers who need access to the system can set up their own account. In order to set up account access, your student must first log in via Inside Track at https://insidetrack.yu.edu and authorize you as a user (instructions below). After you have been added as an authorized user, you can log in at anytime.

Steps to log on and add an Authorized User:

  1. Go to https://insidetrack.yu.edu
  2. Log in with your username and password (this is your YUAD username, not your student ID)
  3. On the top header, hover over/click on “Students”
  4. Click the “MAKE A PAYMENT” button (you will do this in 2 screens before you are directed to the 3rd party vendor)
    Note: If you see another login screen asking for an ID and Pin number, enter your Student ID and Pin. If you don’t know your Pin, click on the Reset Pin link and follow the instructions on that page. If you need help, contact the helpdesk by emailing helpdesk@yu.edu or calling 1.800.337.2975.
  5. In the new browser screen click on “Authorized Users” under “My Profile Setup”
  6. Follow the onscreen instructions

If you experience any difficulty in making a payment through this process, please contact the Office of Student Accounts at accounts@yu.edu

Form 1098-T, TUITION STATEMENT

The University will be mailing to eligible students their IRS Form 1098-T, Tuition Statement by January 31st. The form is mailed to a student’s “permanent address” as indicated in Banner.  You may also access your 1098-T by logging on to the MAXIMUS TRA SERVICES secure website at https://tra.maximus.com.  If you are a first time user, click on "First Time Students" and follow the instructions.  For TRA website assistance, you may call the Maximus TRA Services Help Desk at (800) 223-0043, available from 10:00 AM to 8:00 PM (Eastern Time) Monday through Friday.

This form is intended to alert students that they may be eligible to claim education tax benefits/credits.  While it is a good starting point, the 1098-T, as designed and regulated by the IRS, does not contain all of the information needed to claim a tax benefit/credit.  Claiming education tax benefits is a voluntary decision for those who may qualify. Determination of eligibility for an educational tax credit is the responsibility of the taxpayer.

This information is not intended as legal or tax advice. Individuals should review IRS Publication 970 "Tax Benefits for Higher Education" or contact the IRS or a tax practitioner about personal income tax situations.

1098-T Frequently Asked Questions

What information is reported?

On the 1098-T, Yeshiva University reports the following student information to the IRS:

  • student’s name and permanent address
  • taxpayer identification number
  • dollar amount of eligible payments toward qualified transactions
  • dollar amount of financial aid credited to your account
  • adjustments to transactions reported in prior years
  • whether you were a graduate student during the calendar year
  • whether you were at least a half-time student during the calendar year
  • whether any payment amounts reported pertain to courses beginning in the first quarter of the coming year

YU is required to report all qualified transactions in the calendar year they posted to your account, regardless of the academic period to which they belong. The university cannot modify the reporting method. Use your personal records and student account statements to determine the amounts you actually paid toward the charges reported on the 1098-T.

Why did I receive a W9S requesting my Taxpayer Identification Number?

The IRS requires the university to request your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) annually if it is not recorded on your student account. You can fax the form to 212-960-0037. You can also mail it to: Yeshiva University, OSF Furst Hall, 500 W 185th Street, 121 New York, NY 10033

If you received a 1098-T prior to our receiving your W9S, you can go to https://tra.maximus.com to print out a revised copy.

How do I read my Form 1098-T?

Box 1

Beginning with calendar year 2018, IRS regulations require schools to report in Box 1 amounts paid during the calendar year for “qualified tuition and related expenses” (QTRE) that were incurred during the calendar year. This reflects payments received for qualified expenses (generally tuition and required fees) from all sources (including loans, scholarships, cash/check/credit card payments, 529 plan payments) during the 2020 calendar year. Box 1 does not include payments for room and board, health insurance, graduation fees, etc.  This amount is not reduced by scholarships and grants reported in Box 5.  Additional information regarding what qualifies as QTRE can be found on the IRS website.

Box 2 and 3

Reserved by the IRS.

Box 4

Shows adjustments made to qualified tuition and related expenses that were reported in a prior year Form 1098-T.  For example, refunds or reimbursements made in 2020 that relate to payments received and reported to the IRS on a Form 1098-T in a prior year.  This amount may reduce a tax benefit that you claimed in a prior year.  Please consult your tax preparer or the IRS.

Box 5

Shows total scholarships and grants posted to the student account in calendar year 2020.  This may affect the amount of an education tax benefit claimed for the year.

Box 6

Shows adjustments to scholarships and grants made during the 2020 calendar year that related to amounts reported on a prior year’s 1098-T.   This may affect the amount of an education tax benefit claimed for a prior year,  Please consult with your tax preparer or the IRS.

Box 7

Shows whether a portion of the Box 1 reported 2020 payments relate to an academic period that begins in January through March of 2021.

Box 8

Shows whether the student was at least a half-time undergraduate student during any semester that began in 2020.  

Box 9

Shows whether the student was enrolled in a program or programs leading to a graduate-level degree, graduate-level certificate, or other recognized graduate-level educational credential.

Why was I not issued a 1098-T?

YU is not required to report 1098-Ts for non-credit programs or for non-resident alien students.

Why don’t the numbers on my Form 1098-T equal the amounts I paid to Yeshiva University during the year?

A: There are potentially many reasons for this discrepancy. First, the amount in Box 1 includes payments received from all sources, including financial aid and third-party sponsors.  Second, Box 1 only represents amounts paid for qualified tuition and related expenses (QTRE) that were incurred during the calendar year and does not include payments made for room and board, insurance, health service fees, or parking which, though important, are not considered mandatory education expenses for tax purposes.  Finally, Form 1098-T reports amounts that the student paid in a certain calendar year, and the pay date does not necessarily correspond to the dates that the classes were attended. For example, tuition for the Spring semester is typically billed in December so a student may have paid tuition for the 2020 Spring semester in 2019 despite the fact that classes didn’t start until 2020. The best and most accurate source of information about the amounts that you paid for qualified tuition and related expenses will be your account summary - go to https://insidetrack.yu.edu. Your Statement and Payment History will be under Student Accounts > Account Summary by Term.

Does the 1098-T include charges for books?

A: No, amounts paid for books are not included in Box 1 of Form 1098-T.  You should consult with your tax advisor to determine if payments for books, equipment or fees should be considered when preparing your income tax returns and determining eligibility for education tax credits or deductions.

What semesters are included in my Form 1098-T?

A: Typically, charges are posted to your student account in the prior December for the Spring semester and in July for the Fall semester.  Box 1 of Form 1098-T reflects payments made during the calendar year for qualified tuition and related expenses that were incurred during the calendar year and it is not based on when the classes were attended or billed to the student account. Your Statement and Payment History in https://insidetrack.yu.edu will show the dates payments were posted to your account and are a valuable resource for determining the semesters that are included in your Form 1098-T. You can access your Statement and Payment History in https://insidetrack.yu.edu via Student Accounts - Account Summary by Term

I graduated in May of 2020, will I receive a Form 1098-T for 2020?

Some May 2020 graduates will not be issued a 2020 Form 1098-T because there is a possibility that payments for QTRE for Spring 2020 were made on or before December 31, 2019. If a student paid for the Spring 2020 semester and any other outstanding QTRE charges in calendar year 2019, then the student would not receive a 2020 Form 1098-T.

I am a graduate student and I received fellowships or stipends.  Is my fellowship reported on my Form 1098-T?

A: Fellowships/stipends/housing grants or living allowances posted directly to your student account and for which you did not receive a cash/check payment, are considered financial aid and will be reported in Box 5 as scholarships or grants.  For any fellowships, stipends, or grants received by check/cash, you will receive a year-end tax letter from Yeshiva’s Tax Office explaining the general tax treatment of such payments. The amounts reported in these letters are in addition to the amounts reported in Box 5 of your Form 1098-T.  Please consult your tax advisor regarding the tax treatments of these items as they may be constitute taxable income to you depending on your circumstances.

Do I need to report my scholarships as taxable income?

Scholarships that pay for qualified tuition and related expenses are generally not taxable to the student. However, if any portion of your scholarships paid for non-qualified expenses, for example room and  board, then you may be responsible for reporting such portion as taxable income on your tax return.  You should consult your tax advisor. For further guidance, please review IRS Publication 970 "Tax Benefits for Higher Education" at the IRS Web site.

What if the amount in Box 5 exceeds Box 1 and my tax software is counting it as income?

The 1098-T form is not meant to be an indicator of income. The form is an informational return for your personal records, and is not required to be submitted with your tax return. IRS Form 1098-T contains information to assist the IRS and you in determining if you are eligible to claim educational related tax credits such as the American Opportunity Credit and Lifetime Learning Tax Credit. Form 1098-T does not indicate whether you received a taxable scholarship or fellowship. It is the sole responsibility of the student to report and pay taxes on the taxable portion of any scholarship, fellowship, or grant that is received. This is not the responsibility of the University. For example, you may need to report taxable income if the total amount of your grants or scholarships received during the year exceeded the amount you paid for qualified education expenses in that year. Please refer to IRS Publication 970 and consult with your tax preparer if you have additional questions regarding how the 1098-T relates to your specific tax preparation

I received a CARES Act Student Emergency Financial Grant. Is that grant taxable and/or reportable on Form 1098-T?

In accordance with IRS guidance, CARES Act student emergency financial aid grants are treated as nontaxable disaster relief payments and are not reported on Form 1098-T. Please see the IRS website for more details. https://www.irs.gov/newsroom/faqs-higher-education-emergency-relief-fund-and-emergency-financial-aid-grants-under-the-cares-act

The Social Security (SSN) or Individual Taxpayer Identification Number (ITIN) on my Form 1098T is missing or incorrect. What should I do?

Reporting to the IRS depends primarily on your SSN or ITIN, so it is very important for you to have the correct information on file with the University. If your SSN or ITIN is missing or incorrect, please ASAP complete Part I of Form W-9S, which can be printed from the link here and submit it to the Office of Student Accounts to ensure the data we send to the IRS is accurate.  You may have also received an email from Maximus TRE Services requesting that you complete a Form W-9S. You can fax the form to 212-960-0037. Or mail it to: Yeshiva University, OSF Furst Hall, 500 W 185th Street, 121 New York, NY 10033

My accountant says that the University must provide me with a form 1098-T.

The University is not required, by the IRS, to furnish a Form 1098-T in the following instances:

  • Payments for courses for which no academic credit is offered, even if the student is otherwise enrolled in a degree program.
  • Enrolled student is a nonresident alien, unless requested by the student.
  • Students whose qualified tuition and related expenses are entirely waived or paid entirely with grants/scholarships.
  • Students for whom you do not maintain a separate financial account and whose qualified tuition and related expenses are covered by a formal billing arrangement between an institution and the student's employer or a governmental entity, such as the Department of Veterans Affairs or the Department of Defense.

 

Yeshiva University does not provide legal and/or tax advice.  The above is provided for informational purposes only.  For tax advice on your specific situation, contact the IRS or a tax professional.

 

Outlined below is the University’s withdrawal and refund schedule. Students who drop a course that results in a change in tuition will receive a refund for the drop course(s) as follows:

Withdrawal and Refund Policy
Withdrawal Timeframe Amount of Refund
Withdrawal through Add/Drop 100% refund
Withdrawal during week 2 75% refund
Withdrawal during week 3 50% refund
Withdrawal during week 4 25% refund
After week 4 no refund

A week is defined as a 7-day cycle starting on the first official day of the semester.

The Office of Student Accounts will invoice students who add a course that results in a change of tuition.

If an undergraduate student drops below full time during the first three weeks of the semester, all university financial aid will be canceled.

Federal government guidelines require the prorated return of Title IV funds through the first 60 percent period of the semester. All federal and state financial aid will be returned in accordance with federal and state guidelines. Students should always meet with the Office of Student Finance before withdrawing.

Student Refund Direct Deposit Instructions

To avoid waiting for a Student Refund check, set up Direct Deposit.

To enroll in direct deposit, please complete the following steps:

  1. Go to https://insidetrack.yu.edu
  2. Log in with your username and password (this is your YUAD username, not your student ID)
  3. On the top header, hover over/click on “Students”
  4. Click the “MAKE A PAYMENT” button (you will do this in 2 screens before you are directed to the 3rd party vendor)
    Note: If you see another login screen asking for an ID and Pin number, wait a day before trying again
  5. Click on the "Refunds" tab on the top of the screen
  6. Within the eRefunds page, under "Current Refund Method", proceed to "Security Settings" to enroll in the required Two‐Step Verification
  7. Once you are enrolled in the Two‐Step Verification, click on the "Refunds" tab again on the top of the screen
  8. Click on the "Set up Account" tab
  9. Submit all of the required information within the "Set Up Refund Account" page

Please note the following:

  • You only need to enroll once. You do not need to re‐enroll each semester or year.
  • If any of your banking information should change, you will need to update your profile.
  • The paper refund check process will continue for students who do not enroll in direct deposit.

Leave of Absence

Students who wish to leave the university temporarily should contact the Office of the Registrar for a leave of absence application.

Consequences of Being in Arrears

Students will not be allowed to register for the coming semester unless all balances have been satisfied. In addition, a student is expected to pay for the next semester before entering the residence hall or starting classes. Students who owe money to the university or who are in arrears in repaying student loans will not receive a diploma or transcripts from the university. Should it become necessary to refer an account to a third party due to nonpayment, the student will be responsible for any collection costs, attorney fees, and suit fees.

Please note: If a student has not made arrangements for payment or does not make a promised payment, the meal plan may be put on hold.

Yeshiva University is committed to making undergraduate studies affordable. Student Accounts advisors are always available to discuss any matter with students and family members. Call 212-960-5269 and a member of the Student Accounts staff will be glad to be of assistance.

Undergraduate Student Aid

The process for applying for financial aid for the 2022-2023 academic year is underway.

To be considered for financial aid each student must complete a financial aid application.

New students must apply by February 1, 2022 and continuing students by April 15, 2022.

NY State Residents:
If you are a New York State resident who has filed a FAFSA, but has not completed a TAP application, please do so ASAP.

Verification is the process whereby the Office of Student Aid verifies the information on your FAFSA matches the data reported on your tax returns. The U.S. Department of Education selects FAFSA's for this process and at times the University selects files.

Visit Studentaid.gov

Have questions about FAFSA verification? Go to our FAQ page to learn more.

International students are eligible for financial assistance from Yeshiva University, which may include a grant, a student loan or both. International students interested in applying for assistance should complete and submit the International Student Financial Aid Application as soon possible after they submit their application for admission. Students who are not citizens, nationals, permanent residents or eligible non-citizens of the United States* are considered international students, and as such, are not eligible for federal student aid. Therefore, if entitled, foreign students may be awarded a YU Loan of up to $8,000 for the year in addition to any grants that they will be receiving.

Canadian students may also be eligible to receive financial assistance for study at Yeshiva University through the Canada Student Loans Program. For more information on the program, including eligibility requirements, please visit the program's website.

Additional information on non-university funded financial assistance, including private scholarships and international student loans, is available through International Education Financial Aid.

*Eligible non-citizens include refugees, those granted asylum, and temporary residents as defined by the Immigration Reform and Control Act (IRCA) of 1986.

Your financial aid award letter may suggest various types of loan options. Eligibility for these loans may be based on the following criteria: results of the FAFSA, anticipated enrollment status (a minimum of 6 credits or full-time status is required each semester), expected housing status, and for campus-administered loans, the availability of funds.

Stafford Loan

To accept the Stafford Loan, please click here.

ALL borrowers, please read through all of the Stafford loan information below. Under the William D. Ford Federal Direct Loan Program (Direct Loan), the funds for your loan come directly from the federal government.

Basic Loan Information:

Federal Stafford Loans do not require a credit check and include benefits such as a fixed interest rate, six month grace period, and deferment options to help you succeed in repayment. The amount you can borrow depends on your year in school (academic level); please see "Annual Loan Limits" below.

There are two types of Stafford loan:

  • Subsidized: the federal government pays the interest on your loan while you are in school, during the grace period, and during deferments. Eligibility for a subsidized Stafford loan is based on financial "need," which is determined based on the results of your FAFSA.
  • Unsubsidized: interest starts accruing once the loan is disbursed, and you are responsible for the interest on the portion of the loan while in school, during periods of grace and deferment, as well as repayment.

Please refer to your most current financial aid award letter for your offered Stafford loan amount(s).

Annual Loan Limits:

Dependent Students
1st year - $5,500 (up to $3,500 subsidized)
2nd year - $6,500 (up to $4,500 subsidized)
3rd year and beyond - $7,500 (up to $5,500 subsidized)

Independent Students
1st year - $9,500 (Up to $3,500 subsidized)
2nd year - $10,500 (Up to $4,500 subsidized)
3rd year and beyond - $12,500 (Up to $5,500 subsidized)

Please note: If you are a dependent student whose parents are unable to obtain a PLUS loan, you may also qualify for these higher loan limits.

Interest Rate: 2.75%

Fee: There will be a fee of up to 1.059% from the amount borrowed for Stafford Loans. 

Perkins and YU Loans

Yeshiva University offers both Perkins and YU Loans, which are administered through the Office of Student Finance. If you were offered any of these loans, please refer to your most recent Student Aid award letter for the offered amount(s). Students who have previously accepted these loans need to complete the YU/Perkins request form, which is available in the Office of Student Finance. All new borrowers must complete entrance counseling and a promissory note to ensure appropriate loan disbursement and credit on your bill. Promissory notes must be signed and submitted to the Office of Student Finance. Entrance counseling and promissory notes are mailed along with the Student Aid award letter to each eligible student. If you have not received the appropriate entrance counseling and promissory note(s), please contact us immediately (phone or visit us). Be sure to keep your mailing address current on Insidetrack.

Parent Loan (PLUS)

To apply for the PLUS loan please click here.

All PLUS borrowers, please read through all of the PLUS loan information below. Under the William D. Ford Federal Direct Loan Program (Direct Loan), the funds for your loan come directly from the federal government.

Basic PLUS Loan Information:

To help meet the costs related to funding your education, your parent(s) may consider applying for a Federal PLUS loan. The PLUS loan offers a fixed interest rate and allows parents to borrow up to the cost of attendance less any other financial aid.

Parents have a choice to defer payments on a PLUS loan until 6 months after the date the student ceases to be enrolled at least half-time! If you would like to opt for the deferment, you will need to notify your chosen PLUS lender! If you do not notify your lender, you will enter repayment 60 days after the final disbursement.

A FAFSA must be filed and evaluated before a parent can apply for a PLUS loan!

Credit Requirements:

Unlike the Federal Stafford loan, the Federal PLUS loan requires a credit check. To be eligible to borrow the PLUS loan, your parent's credit report cannot reflect any of the following:

  • Currently 90 days or more delinquent on repayment of any debt, not including mortgage payments or medical bills.
  • Currently no more than 180 days delinquent on a mortgage payment on their primary residence or medical bills.
  • Debt discharged in bankruptcy during the past five years
  • Evidence of a default, foreclosure, tax lien, repossession, wage garnishment, or write-off of a Title IV debt during the past five years.

If your parent(s) do not qualify for this loan based on the credit criteria outlined above, they may still receive the loan with an endorser, who will be subject to the same credit criteria.

Interest Rate: 5.30%

Fee: A 4.236% fee is deducted from the amount borrowed.

Example: A $10,000 Parent PLUS loan will net $9,576. Please keep this fee in mind while calculating the actual net amount needed.

Learn about our academic scholarships.

Free Application for Federal Student Aid (FAFSA)
If you are a U.S. citizen or eligible non-citizen, you need to file a FAFSA. Please make sure to file prior to the deadline stipulated.

Electronic Signature (FSA ID)
Both parents and student need a FSA ID to submit their FAFSA online. Please apply here for the FSA ID and keep it in a safe place as you will use this same FSA ID number every time you fill out the FAFSA.

FastWeb
Find money for college! Search 600,000 scholarships worth over $1 billion.

FinAid: The Financial Aid Information Page
Comprehensive site dedicated to providing objective guidance on financial aid to students and parents.

Stafford Loan MPN (Direct Loan)
If this the first time borrowing a Stafford loan with your with Direct Loan, please complete your MPN.

Higher Education Services Corporation (HESC)
The NYS grants, loans, savings and guidance website. Check the status of your award: request duplicate forms, receive TAP instructions, TAP award estimator, college and address changes.

National Student Loan Data System (NSLDS)
Students can access the government system for their loan and Pell information.

New York State College Savings Program
This website is designed to link you to the New York State savings program and provide information about the association serving the state college savings plans.

The S. Daniel Abraham Israel Program enables students to study in Israel while officially remaining a YU student. There are many benefits to being on this program, including access to federal and New York State financial aid programs and flexible monthly payment plans.

What Is the Cost?

Each institution in the S. Daniel Abraham Israel Program establishes its own tuition and fees. Yeshiva University collects that amount on behalf of the institution. Yeshiva University begins sending invoices to students in June each year. The institution in Israel will collect a deposit directly along with other miscellaneous fees such as those for medical insurance and tourism. These fees will not be reflected on Yeshiva University invoice. The Israel institutional will detail the total tuition and fees you are expected to pay.

In addition to the tuition and fees established by the Israel institution, Yeshiva University charges a $750 Program Participation Fee. An enrollment deposit of $250 is due with the online Intent to Enroll and the remaining $500 will be billed with tuition.

Tuition Payment Summary

To the Israeli institution
  • The Israeli institution's initial deposit
  • Other fees as determined by the Israel institution (if any). Please consult the Israel institution.
To Yeshiva University
  • The Israeli institution's tuition
  • Yeshiva University's Program Participation Fee of $750
  • To make payment arrangements for the Israel Program, please go to "Payment Options" under the "Tuition and Fees" section of this page or call the Office of Student Accounts at 212-960-5269.

What Aid Is Available?

Students who participate in the S. Daniel Abraham Israel Program may receive federal and state aid if they are eligible. They apply in the same manner as do students on campus in New York City at www.fafsa.gov. Students should apply for financial aid for the S. Daniel Abraham Israel Program after January 1st of the year the student will attend the Israel Program. New York State residents will receive a TAP (Tuition Assistance Program) application as a result of filing the FAFSA.

Yeshiva University institutional aid is not available for study in Israel. However, all Federal and State aid is available including Pell, Work-study and Stafford Loans as well as New York State Tuition Assistance (TAP) Grant (if eligible). It is important to apply early so the money is available for your attendance on the Israel Program. Once the processed FAFSA is received by the Office of Student Aid, a Financial Aid Award Letter will be sent to you, which will outline the Financial Aid available.

MASA application is not available through Yeshiva University. Student should consult with Israel institution.

Withdrawal Procedure and Refund Policy

Students must present withdrawals in writing to both the Israel institution and the YU office in Israel or New York. Once a student's payment has been processed by YU's Israel Program and paid to the Israel institution, the student must address all issues involving refunds directly to the Israel institution. Students should contact Israel institution for withdrawal and refund policy.

If a student changes schools in Israel after the bill has been paid, the student must arrange for the first institution to transfer all payments to the second institution.

More Information

For more information about admission to YU or the Joint Israel Program, please contact the Office of Admissions at 212-960-5277 or yuadmit@yu.edu.

For more information on the financial aid eligibility of the Israel program, please call the Office of Student Aid at 212-960-5399.

Aid Eligibility

Verification is the process whereby the Office of Student Aid verifies the information on your FAFSA matches the data reported on your tax returns. The U.S. Department of Education selects FAFSA's for this process and at times the University selects files.

Have questions about FAFSA verification? Go to our FAQ page to learn more.

View Office of Student Finance forms

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