William D. Ford Direct Loan Program
Stafford Loans

Under the Direct Loan program, Stafford loans are borrowed directly from the federal government (U.S. Department of Education). Please feel free to contact the Direct Loan Servicing Center at 1-800-848-0979 for any questions regarding Direct Loan Stafford loans.

  • The 2020-2021 fixed interest rate is 4.30%. 
  • Stafford Loans under the Direct Loan program have a 1.057% origination fee. 


Example: A $20,500 Stafford loan will net $20,283, Please keep this fee in mind while budgeting.

To apply for a Stafford Loan through the Direct Loan program, please follow the following steps:

Step 1: Click HERE to complete your Loan Entrance Counseling and Master Promissory Note (MPN). If you have already completed the Entrance Counseling and MPN for Direct Loan, or are not sure, please sign in and then select the appropriate links on the left side of https://studentloans.gov. If you have already completed both the Entrance Counseling and MPN, you can go directly to Step 2.

Step 2: Click HERE to complete the Federal Stafford Loan Request Form. Once you have completed the form, thoroughly review the entered information once more and submit.

Your loan will NOT be processed until you have completed all of the above steps.

Federal loans must be applied for before the end of your academic term, to view the graduate student calendar click here.