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Health Insurance

U.S. medical and hospital care can be very expensive. As part of our comprehensive efforts to ensure that your educational experience is productive and healthy, Yeshiva University (YU) requires that all students, enrolled for six or more credits, and those certified as “full-time equivalent,” are covered under an adequate health insurance policy. Students are automatically enrolled in YU's health insurance plan each semester, unless you qualify to waive the coverage (see below). Yeshiva University is not liable for any medical costs incurred during your stay.  

Yeshiva University's health insurance plan is managed by Academic Health Plans (AHP). Complete health insurance coverage information is available on the AHP website: https://yu.myahpcare.com/

Waiving YU health insurance: Students who have comparable insurance, usually from a U.S. insurance carrier, may apply to have the insurance charges waived. The waiver application is on the AHP website.  The waiver deadline is strict and many overseas plans will not qualify for a waiver.  Please contact AHP directly with any waiver questions. The OISS is not involved in the health insurance waiver application process or decision. Students can easily obtain information about other companies that specialize in international health insurance by doing a Google search for international student insurance.

F-1 students authorized for post-completion Optional Practical Training (OPT): YU health insurance coverage is not available for students on OPT. Students can easily obtain information about other companies that specialize in international health insurance by doing a Google search for “international student insurance.”

J-1 Students, Researchers and Professors and all J-2 dependents (spouses and minor unmarried children under the age 21) accompanying you to the U.S., are required by law to have health insurance coverage in effect during the period of time that the J-1 participates in YU’s exchange visitor program. Minimum coverage amounts:

  • Medical benefits of at least $100,000 per person per accident or illness,

  • Repatriation of remains in the amount of $25,000,

  • Expenses associated with the medical evacuation of the individual to his/her home country in the amount of $50,000,

  • The deductible per accident or illness may not exceed $500, and must meet other standards specified in the regulations.

  • Any insurance policy that fulfills these requirements must be underwritten by an insurance corporation having an A.M. Best rating of “A” or above, an Insurance Solvency International, Ltd. (ISI) rating of “A-i” or above, a Standard and Poor’s Claims-paying Ability rating of “A” or above, a Weiss Research, Inc. rating of “B+” or above, or such other rating service that the Exchange Visitor Program may specify.

  • Insurance coverage backed by the full faith and credit of the government of the Exchange Visitor’s home country meets the requirements.

  • Willful failure on the part of the participant and/or any J-2 dependents to maintain active insurance coverage is grounds for termination from the program. Please refer to the regulations for details. [22 CFR 62.14] 

How to print your YU health insurance card:
To obtain your ID card click here. If the link does not work, copy and paste https://yu.myahpcare.com/ into your browser, then click on the “Register to Get ID Card” link.