• Risk Management Department

  • Health Insurance

    Yeshiva University Mandatory Student Health Insurance Plan

    Yeshiva University does not assume responsibility for medical costs incurred by students, including those participating in athletic programs. Consequently, All Yeshiva University Undergraduate Students are required to be financially responsible for their own health care. This includes having medical, hospital, and surgical insurance.

    All Domestic undergraduate students enrolled in six (6) or more credit hours are required to have health insurance coverage, which may be covered under a family health insurance plan. However, if this is not the case student may purchase insurance on their own, or the University can purchase a plan for you and then bill you for the premium.

    The University requires that students participate in the YU Student Health Insurance Plan for the entire 2013-2014 academic year unless they are covered through personal insurance that meets the following criteria:

    1. The insurance company must be headquartered and operating in the US, with a US claims address and customer service telephone number.
    2. The insurance coverage should remain effective from  August 15, 2013 to December 31, 2013
    3. The coverage must provide benefits (including mental health benefits) in the New York City area

    If you maintain personal insurance coverage that is equal to or greater than that of the YU Basic Plan, and meet the aforementioned criteria, please waive the Yeshiva-sponsored plan by:

    1. Mailing a copy of your health insurance card to Risk Manager, 500 West 185th Street, Belfer Hall 1016, New York, NY 10033 or scan a copy and email it to riskmgmt@yu.edu: and
    2. Filling out and submitting the online waiver at https://www.academichealthplans.com/yu/2013-2014/

    If a student does not submit adequate proof of equivalent coverage by the waiver deadline, the student will be responsible for the premium charged to his/her account. No refund will be given unless a student enters the armed forces and provides proof of active duty.

    Receipt of the request for waiver will be acknowledged by return email; this is NOT notification that the request has been granted. A separate confirmation email will be sent from Academic HealthPlans within approximately one week. Those who are waived will have the health insurance fee removed from their account by the student finance office.

    If you have questions about the Student Health Insurance Plan, you may contact Academic HealthPlans, Inc. at 855.247.2273.

    Yeshiva International Undergraduate Students

    It is mandatory that all full-time International undergraduate students purchase the university health insurance coverage. The insurance cost of Plan 1 will be automatically be added to the student's tuition. For an additional charge, students can purchase Plan 2.

    International students who are covered under their Embassy Health Insurance Plan or are covered under U.S. Employer Health Insurance may complete an international waiver form on the Academic HealthPlans website and upon approval, have the insurance costs removed from their tuition bill. Complete information available at www.ahpcare.com/yu or call or 888.308.7320.

    Please Note: International Students cannot use the Domestic Online Waiver and must complete the International Waiver Form and send policy details and a copy of their insurance card to the YU Risk Management Office.  

    Please note: The deadline to waive the coverage and submit proof is by October 15, 2013 for the Fall 2013 Semester.

    Benjamin N. Cardozo School Of Law

    To assist students in avoiding unanticipated medical costs, Cardozo Law School requires all students enrolled in three or more credits during the summer semester to maintain health insurance coverage that meets or exceeds certain University’s criteria. Fall 2013-Spring 2014 information will be available later this summer. To get more detail information, go to Cardozo Law Student Health Insurance.

    Study Abroad Program

    If you are considering participating in a Study Abroad program, please note that a U.S. health insurance coverage may not cover you in a foreign country unless supplemental coverage is purchased. You are strongly urged to secure medical insurance while outside the United States. The Yeshiva University Student Insurance Plan (www.AHPCare.com/yu) does cover students outside of the United States and includes Global Emergency Services for Medical Evacuation and Repatriation.

    Students should secure health insurance coverage for the duration of their overseas study. Not all domestic insurance policies will cover students while they are abroad, so check with your provider. If you are not covered in such situations, you may be able to buy the insurance available at www.AHPCare.com then click on Study Abroad or click onto www.AHPCare.com/patriot.

    For additional information on providers offering short-term health insurance for travel outside of the US, see: U.S. State Department -- Medical Information for Americans Traveling Abroad, http://travel.state.gov/travel

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500 West 185th Street
New York, NY 10033
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